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Crypto-Backed Loans

Borrow Against Your
Crypto Assets

Use BTC, ETH, and more as collateral to access instant liquidity — without selling your holdings.

$240M+
Total Loans Issued
3.9%
Starting APR
12
Supported Assets
~2 min
Avg. Approval Time
Why Kinetix?
Built for speed, security, and flexibility.
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Instant Liquidity

Receive funds within minutes of approval. No credit checks, no paperwork.

Access the capital you need without selling your crypto. Funds are disbursed directly to your Kinetix account the moment your application clears — keeping your assets working while your cash flows freely.
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Secure Collateral

Your assets are held in audited, insured cold storage throughout the loan term.

Multi-layer security protocols, biometric access controls, and regular third-party audits ensure your holdings are safeguarded at every step. Insurance coverage provides an additional layer of protection against unforeseen events.
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Flexible Terms

Choose loan durations from 3 to 36 months with competitive rates.

LTV ratios up to 75% give you maximum borrowing power. Starting APR from just 3.9%, with no early repayment penalties. Tailor your repayment schedule — monthly instalments or a single balloon payment at term end.
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Multi-Asset Support

Collateralise with BTC, ETH, SOL, BNB, and more supported assets.

Our platform dynamically values your entire crypto portfolio and adjusts your available borrowing power in real time. As markets move, your limit updates automatically — no need to re-apply or restructure your loan.